Life Insurance
Our life insurance policies are meticulously designed to cater specifically to your family's needs. Whether you're seeking protection for income stability, securing your mortgage, or looking for affordable term insurance to safeguard your family's future, we have the ideal solution. Moreover, our Whole Life coverage, a form of permanent insurance, not only serves as a safety net for final expenses but also grows in cash value over time, providing flexibility for your financial goals. With our comprehensive range of options, ensure your family's protection while building a solid foundation for future financial opportunities.
Whole life insurance options that are built to last forever. Never have to worry about being insurable again or having to pay increasing premiums with age. Policy grows a cash value that can be used in many different ways including money towards your retirement.
-
Single Premium - One price, no payments, lifetime coverage
-
20 Pay - Pay towards an amount of whole life you choose for 20 years. After 20 years, no payments, lifetime coverage
-
whole life - level premium payments that will not change but coverage never expires. Can choose to take reduced paid up options at any time.
Whether it's income protection, mortgage protection, or general life insurance to guarantee that all of your hopes and dreams for your family is still able to come true if tomorrow didn't come.​
-
10 Year Level Term
-
20 Year Level Term
-
30 Year Level Term
Combination Policies
Discover one of our most sought-after products in our portfolio. While many aspire for whole life coverage, sometimes the budget doesn’t align with those aspirations. However, with our innovative combo policy, we've found the perfect solution. This unique policy combines the benefits of whole life insurance with term coverage, allowing you to attain the desired coverage within your budget. What's even better? The term coverage can be converted annually to whole life, offering flexibility for half the term policy’s life. Our combination policies also offer various options, such as term coverage for spouses, children, and more, ensuring a versatile and comprehensive coverage solution tailored to your needs.
Spouse Term Rider
Child Term Rider
Coverage for your significant other as well. Can obtain a 10 or 20 year level term at a discounted rate under your policy.
Whether you have 1 or 12, your children can all receive $20,000 in coverage per child for only $92/year. The best part? It guarantees them insurability, and the ability to transfer into their own policy up to 5x's the amount ($100,000)
Accelerate Benefit Rider
Waiver of Premium
The Accelerated Benefit Rider (ABR) is a provision which allows the insured to acquire a portion of the policy benefits in the event of terminal illness
Waiver of Premium protects the insured in the event of disability, as described in the policy contract, by waiving the premiums during insured disability. Guaranteed Cash values continue to grow as if the premium was still being paid, and the benefit will remain on the policy until age 60.
Guaranteed Insurability
Life changes fast and so does your insurability. For insured's up to 37 years old you can obtain this addition that offers up to 5 different ages to add additional whole life without proving insurability.
Much More
Dividend options
PolicyLoans
& More